What does Splitit Consumer Funding LLC do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income, credit card or other debt
- Account transactions and transaction or loss history
- Payment history and information needs to assess creditworthiness of loan applicants
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Splitit Consumer Funding LLC chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Splitit share? | Can you limit this sharing? |
| For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes —
to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes —
information about your transactions and experiences |
Yes | No |
| For our affiliates’ everyday business purposes —
information about your creditworthiness |
Yes | No |
| For our affiliates to market to you | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions? Go to www.splitit.com/legals/splitit-privacy-policy/english/ for more details.
Who we are
| Who is providing this notice? | Splitit Consumer Funding LLC is providing this Privacy Policy. |
What we do
| How does Splitit protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Splitit collect my personal information? | We collect your personal information, for example, when you:
We also receive your personal information from others, such as affiliates |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
Definitions
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfi nancial companies.
|
| Joint marketing | A formal agreement between nonaffi liated financial companies that together market financial products or services to you.
|
Other important information
California: If your Splitit account has a California mailing address, we will not share personal information we collect about you without your consent. Vermont: If your Splitit account has a Vermont mailing address, we will not share personal information we collect about you with non-affiliates unless the law allows, or you provide authorization. We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. For additional information, see https://www.splitit.com/legals/splitit-privacy-policy/english/.