A better way to pay for what can’t wait
Splitit lets your customers pay over time using their existing credit card with no applications or credit checks, and 85%+ approval rates.
Credit card installments unlock huge potential
1.2bn approved customers
Anyone with a credit card can use Splitit, anywhere in the world – no registration, application, or underwriting required.
$35,474 avg. credit available
Customers can maximize their purchasing potential using the credit they have already earned, without paying interest.
85%+ approval rate
Our integrated technology delivers over 85% approval rates, versus an industry norm of 35%-40%.
Installment Payments. Anywhere.
In-person
On the phone
Online
Authorization
Splitit authorizes the full amount of the purchase on the shopper’s existing credit card and temporarily reserves the balance from their credit card.
The shopper will need the full purchase amount available as credit on their credit card on the day of purchase.
Installment plan
The first installment is charged a few seconds after the purchase authorization or upon shipping.
Splitit will charge the shopper’s credit card every month until the plan is finished.
The future-proof pay-later option
Splitit’s Installments-as-a-Service platform is a new way to drive installment payments through a merchant-branded experience.
While merchants are experiencing increased sales with legacy BNPL, they also face several challenges: losing control of consumer relationships, poor checkout conversion due to consumer friction, low credit approval rates and heightened regulatory scrutiny.
Splitit’s Installments-as-a-Service platform mitigates these issues, making it the most attractive value proposition for merchants.
Feature
Legacy BNPL
Splitit
Use Existing Credit No Registration White-label Google Pay/Apple Pay At Checkout Merchant Integrations Industry Agnostic No Credit Check Low Risk Average Order Value $250 $1,000+
Ready to boost your cart-to-checkout success rate?
Splitit empowers your customers with flexible payment options that drive sales and loyalty. Reach out for a friendly, no-obligations chat!
Frequently asked questions
Installment payments allow customers to spread the cost of a product or service, instead of paying the whole price at once. Depending on the plan they choose, shoppers only pay a percentage of the cost and pay the rest in equal monthly payments over an agreed period.
Installment payments offer customers the flexibility to purchase higher-end, quality products and services but spread the cost over a time that suits them. Offering installment options to your customers increases conversion, along with average order value and builds brand loyalty. With Splitit, there are never any hidden fees or interest rates and customers can also enjoy the usual benefits of using their existing credit card.
Splitit provides the technology to fully integrate into your existing payment platforms, simplifying the journey to purchase. Our services work as a layer between your ecommerce platform and your existing payment gateway. Splitit can be set up easily via a single API integration, which works globally.
Credit checks are not needed to make use of our Installments-as-a-Service solution and it will not affect your customer’s credit score. All a customer needs is their existing credit card and enough available credit to cover the cost of the purchase.