The world’s largest card-linked installment provider
Splitit’s Installments-as-a-Service puts the power back in the hands of merchants to retain customers, drive conversion, and increase average order value.
- Fully embedded at checkout
- Highest approval rates
- No new loans or applications
Credit card installments unlock huge potential
1.2bn approved customers
Anyone with a credit card can use Splitit, anywhere in the world – no registration, application, or underwriting required.
$35,474 avg. credit available
Customers can maximize their purchasing potential using the credit they have already earned, without paying interest.
85%+ approval rate
Our integrated technology delivers over 85% approval rates, versus an industry norm of 35%-40%.
Frictionless payments
Splitit provides the technology that empowers you to offer installment payments embedded within your existing customer journey.
Own the end-to-end journey
Splitit places your brand at the heart of every transaction, ensuring that you maintain complete control over the customer experience.
By managing the entire journey, you can tailor the shopping experience to reflect your brand’s unique values and drive repeat business.
Use existing credit
Splitit removes the high risks of legacy BNPL by using existing credit, meaning there is no underwriting and we won’t hurt your shopper’s credit rating.
Plus, shoppers get all the benefits of paying with their credit card, including rewards, transaction insurance and protection against fraud.
No registrations or redirects
Splitit embeds into your current purchase flow, allowing any consumer with an active credit card to use the service – there’s no registration or application needed.
Our seamless integration keeps the checkout smooth and straightforward, resulting in higher conversion rates and a checkout that is quick, easy, and secure for your shoppers.
We can propose Splitit for high-value items, where we could not with other buy now, pay later solutions
Splitit has definitely been a big factor in increasing our conversions and overall interest in our product.
The future-proof pay-later option
Splitit’s Installments-as-a-Service platform is a new way to drive installment payments through a merchant-branded experience.
While merchants are experiencing increased sales with legacy BNPL, they also face several challenges: losing control of consumer relationships, poor checkout conversion due to consumer friction, low credit approval rates and heightened regulatory scrutiny.
Splitit’s Installments-as-a-Service platform mitigates these issues, making it the most attractive value proposition for merchants.
Feature
Legacy BNPL
Splitit
Use Existing Credit No Registration White-label Google Pay/Apple Pay At Checkout Merchant Integrations Industry Agnostic No Credit Check Low Risk Average Order Value $250 $1,000+Customize your white-label installments
Pay monthly
Pay every two weeks
Partial installments
Pay after delivery
Ready to boost your cart-to-checkout success rate?
Splitit empowers your customers with flexible payment options that drive sales and loyalty. Reach out for a friendly, no-obligations chat!
Frequently asked questions
Installment payments allow customers to spread the cost of a product or service, instead of paying the whole price at once. Depending on the plan they choose, shoppers only pay a percentage of the cost and pay the rest in equal monthly payments over an agreed period.
Installment payments offer customers the flexibility to purchase higher-end, quality products and services but spread the cost over a time that suits them. Offering installment options to your customers increases conversion, along with average order value and builds brand loyalty. With Splitit, there are never any hidden fees or interest rates and customers can also enjoy the usual benefits of using their existing credit card.
Splitit provides the technology to fully integrate into your existing payment platforms, simplifying the journey to purchase. Our services work as a layer between your ecommerce platform and your existing payment gateway. Splitit can be set up easily via a single API integration, which works globally.
Credit checks are not needed to make use of our Installments-as-a-Service solution and it will not affect your customer’s credit score. All a customer needs is their existing credit card and enough available credit to cover the cost of the purchase.