Simple monthly payments
Use your existing credit card. No new loans or applications needed.
We do things differently
No additional interest or fees
No new loans
Keep the rewards coming
Authorization
Splitit authorizes the full amount of the purchase on your existing credit card and temporarily reserves the balance from your credit card.
You will need the full purchase amount available as credit on your credit card on the day of purchase.
Installment plan
The first installment is charged a few seconds after the purchase authorization or upon shipping, depending on the merchant and your selected plan.
Splitit will charge your credit card every month until the plan is finished.
No account setup needed
Splitit works with your existing credit card, utilizing the credit you have already earned, and can be used with any merchant who has Splitit added to their checkout.
After purchasing with Splitit you will get access to your personal online portal where you can manage your plan.
Still have questions about how Splitit works?
You can find answers to our most commonly asked questions here. If you can’t find what you’re looking for, please visit our Support centre where you’ll find lots more answers, plus you can live chat with us.
Please visit our support centre.
No, unfortunately not. We are only able to accept credit cards at the present time.
Splitit is supported by Visa, Mastercard, and depending on the merchant, Discover and UnionPay.
You can find all our terms and conditions here.
Yes.
Splitit helps consumers use their existing credit card to turn purchases into smaller, monthly payments.
The full amount of your purchase is authorized (held) on your credit card to guarantee future payments so you need to have at least that amount in available credit on your card.
The authorization amount reduces with each monthly payment you make until the balance is cleared and we renew these authorizations periodically. The previous authorization is removed as soon as we receive a new one.
